Risk Management Assessment

When considering your current insurance and risk management program, ask yourself:

• Does my current broker understand my core business, its inherent risks and how those risks impact my financial profile?
• Is my current broker purchasing insurance as a commodity without analyzing alternative structures as part of the total risk management strategy?
• Does my current broker capitalize on all areas of expertise necessary to achieve my goals?
• Is my current broker more interested in solving problems through sales rather than innovative service?
• When it comes to service, does my current broker provide a concierge service model or a “cookie cutter” approach?
• Is my current broker working on my behalf throughout the year or do I only see him/her at renewal time?
• Does my current broker employ credentialed professionals to coordinate and service all aspects of my account?
• Am I confident that all of the risks relevant to my business operations have been assessed and addressed appropriately to protect my assets?

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